Competitive Prices

With competitive prices and a comprehensive set of discounts, Neighbors Insurance offers customers some of the lowest possiable premiums on auto insurance.

Exceptional Claim Handling

Neighbors Insurance has reprensentatives ready to provide quality claim services. Exceptional claim service and attention to personal service is what you can expect from Neighbors Insurance. Click Here for online claims

12 Ways to SAVE When Buying Auto Insurance

  1. Opt for a Stable Insurer
    While most insurers provide fair settlements, time is money, too. Be sure the carrier you choose has a reputation for fast claim service.

  2. Don't Over-Insure
    Choose only the coverage you need. For example, if your car is over 5 years old, maybe you should drop collision insurance.

  3. Don't Under-Insure
    Saving a few dollars up front could cost you a significant amount of money at a time of loss.

  4. Choose the Appropriate Limits
    Don't under estimate jury awards -- often, they are astronomical. Consider liability coverage carefully.

  5. Excess Liability
    This is economical coverage that picks up where your auto (and homeowners) liability leaves off. It can save huge amounts in the event of a monumental large judgment against you.

  6. Select the Right Deductible
    By "self-insuring" what you can afford, deductibles can save you significant premium dollars.

  7. Ask About Discounts
    Some insurers offer multiple car discounts and safe driver discounts -- even discounts based on years of experience of retirement status.

  8. The Comprehensive Coverage Question
    Without comprehensive, you will not be paid for fire, theft, vandalism, or any other losses out of your control.

  9. Uninsured Motorist Coverage
    Uninsured motorist coverage is an important dollar saver in the event you are the victim of a hit and run driver, or one without insurance.

  10. Towing and Replacement Vehicles
    Following an accident, without this coverage, you might have to have "out-of-pocket" to move your auto or rent a replacement car.

  11. Collision Coverage
    If you have a car loan, collision insurance is required, but you should protect your interests too in the event your car is badly damaged by unknown persons.

    12. MOST IMPORTANT

  12. Talk to Us!
    Online Contact Form

Don't delay -- Find out today how to save on Automobile Insurance. Call us at 607.563.9955 (Sidney), 607.433.0989 (Oneonta), 607.637.5453 (Hancock), or fill out our convenient online simple information request form.

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